Honda Civic SI 2-Dr Coupe Insurance Rates
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The average insurance rates for a Honda Civic SI 2-Dr Coupe are $1,742 a year with full coverage. Comprehensive insurance costs on average $326, collision costs $762, and liability coverage costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,806 or more. Teenage drivers cost the most to insure at $6,550 a year or more.
Annual premium for full coverage: $1,742
Policy rates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Civic Trim Level
Using a middle-aged driver as an example, Honda Civic SI 2-Dr Coupe insurance rates go from the low end price of $538 for just liability coverage to a much higher rate of $3,806 for a high-risk driver policy.
These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Honda Civic SI 2-Dr Coupe Insurance
Insurance prices for a Honda Civic SI 2-Dr Coupe also range considerably based on the model year, your age and driving habits, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,100 to $2,900 additional every year, depending on your age. High-risk driver insurance can be around 44% to 134% more than a normal policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $6,500 a year. View Rates by Age
Your home state has a huge impact on Honda Civic SI 2-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $740 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $408 more each year. View Rates by Deductible or Liability Limit
Because prices have so much variability, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and rates will be varied.
The chart above shows Honda Civic SI 2-Dr Coupe insurance prices for different risks and coverage choices. The cheapest price with discounts is $984. Drivers who use higher $1,000 deductibles will pay $1,496. The average price for a 40-year-old male driver using $500 deductibles is $1,742. Using more expensive $100 deductibles for comp and collision coverage could cost up to $2,228. Drivers with multiple violations and accidents could be charged around $3,806. The price for full coverage for a teen driver can be as high as $6,550.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,574 | -$168 | -9.6% |
Alaska | $1,334 | -$408 | -23.4% |
Arizona | $1,444 | -$298 | -17.1% |
Arkansas | $1,742 | -$0 | 0.0% |
California | $1,984 | $242 | 13.9% |
Colorado | $1,664 | -$78 | -4.5% |
Connecticut | $1,788 | $46 | 2.6% |
Delaware | $1,972 | $230 | 13.2% |
Florida | $2,176 | $434 | 24.9% |
Georgia | $1,608 | -$134 | -7.7% |
Hawaii | $1,248 | -$494 | -28.4% |
Idaho | $1,182 | -$560 | -32.1% |
Illinois | $1,298 | -$444 | -25.5% |
Indiana | $1,312 | -$430 | -24.7% |
Iowa | $1,176 | -$566 | -32.5% |
Kansas | $1,654 | -$88 | -5.1% |
Kentucky | $2,374 | $632 | 36.3% |
Louisiana | $2,578 | $836 | 48.0% |
Maine | $1,076 | -$666 | -38.2% |
Maryland | $1,436 | -$306 | -17.6% |
Massachusetts | $1,390 | -$352 | -20.2% |
Michigan | $3,024 | $1,282 | 73.6% |
Minnesota | $1,458 | -$284 | -16.3% |
Mississippi | $2,086 | $344 | 19.7% |
Missouri | $1,546 | -$196 | -11.3% |
Montana | $1,870 | $128 | 7.3% |
Nebraska | $1,372 | -$370 | -21.2% |
Nevada | $2,088 | $346 | 19.9% |
New Hampshire | $1,254 | -$488 | -28.0% |
New Jersey | $1,944 | $202 | 11.6% |
New Mexico | $1,542 | -$200 | -11.5% |
New York | $1,832 | $90 | 5.2% |
North Carolina | $1,002 | -$740 | -42.5% |
North Dakota | $1,428 | -$314 | -18.0% |
Ohio | $1,204 | -$538 | -30.9% |
Oklahoma | $1,788 | $46 | 2.6% |
Oregon | $1,596 | -$146 | -8.4% |
Pennsylvania | $1,662 | -$80 | -4.6% |
Rhode Island | $2,324 | $582 | 33.4% |
South Carolina | $1,578 | -$164 | -9.4% |
South Dakota | $1,470 | -$272 | -15.6% |
Tennessee | $1,524 | -$218 | -12.5% |
Texas | $2,100 | $358 | 20.6% |
Utah | $1,290 | -$452 | -25.9% |
Vermont | $1,190 | -$552 | -31.7% |
Virginia | $1,042 | -$700 | -40.2% |
Washington | $1,344 | -$398 | -22.8% |
West Virginia | $1,596 | -$146 | -8.4% |
Wisconsin | $1,204 | -$538 | -30.9% |
Wyoming | $1,550 | -$192 | -11.0% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,550 |
20 | $4,098 |
30 | $1,820 |
40 | $1,742 |
50 | $1,592 |
60 | $1,564 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,228 |
$250 | $2,000 |
$500 | $1,742 |
$1,000 | $1,496 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,742 |
50/100 | $1,833 |
100/300 | $1,946 |
250/500 | $2,241 |
100 CSL | $1,878 |
300 CSL | $2,128 |
500 CSL | $2,310 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,366 |
20 | $6,522 |
30 | $3,896 |
40 | $3,806 |
50 | $3,638 |
60 | $3,604 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $93 |
Multi-vehicle | $93 |
Homeowner | $25 |
5-yr Accident Free | $136 |
5-yr Claim Free | $114 |
Paid in Full/EFT | $84 |
Advance Quote | $90 |
Online Quote | $123 |
Total Discounts | $758 |
Discounts are estimated and may not be available from every company or in every state.
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