Honda CR-V EX-L 2WD Insurance Rates
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Average auto insurance rates for a Honda CR-V EX-L 2WD are $1,190 annually for full coverage insurance. Comprehensive insurance costs approximately $298, collision insurance costs $446, and liability costs $310. Buying just liability costs as little as $370 a year, and insurance for high-risk drivers costs $2,534 or more. Teen drivers receive the highest rates at up to $4,286 a year.
Annual premium for full coverage: $1,190
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda CR-V Trim Level
For the normal driver, prices range from as cheap as $370 for your basic liability-only policy to a much higher rate of $2,534 for a driver who requires high-risk insurance.
These differences illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Honda CR-V EX-L 2WD Insurance
Auto insurance rates for a Honda CR-V EX-L 2WD can also vary considerably based on the model year of your CR-V, your risk profile, and physical damage deductibles and liability limits.
An older driver with a good driving record and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can cost from 44% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $500 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Honda CR-V EX-L 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
With so much variability in prices, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.
The chart estimates Honda CR-V EX-L 2WD insurance prices for various situations. The cheapest discount price is $695. Drivers who choose higher $1,000 deductibles will pay about $1,022. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,190. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,514. High risk drivers could be charged as much as $2,534. The price for full coverage for a teenager is $4,286.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,074 | -$116 | -9.7% |
Alaska | $912 | -$278 | -23.4% |
Arizona | $986 | -$204 | -17.1% |
Arkansas | $1,190 | -$0 | 0.0% |
California | $1,354 | $164 | 13.8% |
Colorado | $1,134 | -$56 | -4.7% |
Connecticut | $1,220 | $30 | 2.5% |
Delaware | $1,344 | $154 | 12.9% |
Florida | $1,484 | $294 | 24.7% |
Georgia | $1,100 | -$90 | -7.6% |
Hawaii | $854 | -$336 | -28.2% |
Idaho | $806 | -$384 | -32.3% |
Illinois | $884 | -$306 | -25.7% |
Indiana | $896 | -$294 | -24.7% |
Iowa | $800 | -$390 | -32.8% |
Kansas | $1,128 | -$62 | -5.2% |
Kentucky | $1,622 | $432 | 36.3% |
Louisiana | $1,758 | $568 | 47.7% |
Maine | $732 | -$458 | -38.5% |
Maryland | $980 | -$210 | -17.6% |
Massachusetts | $946 | -$244 | -20.5% |
Michigan | $2,060 | $870 | 73.1% |
Minnesota | $994 | -$196 | -16.5% |
Mississippi | $1,424 | $234 | 19.7% |
Missouri | $1,056 | -$134 | -11.3% |
Montana | $1,276 | $86 | 7.2% |
Nebraska | $936 | -$254 | -21.3% |
Nevada | $1,424 | $234 | 19.7% |
New Hampshire | $856 | -$334 | -28.1% |
New Jersey | $1,330 | $140 | 11.8% |
New Mexico | $1,050 | -$140 | -11.8% |
New York | $1,250 | $60 | 5.0% |
North Carolina | $684 | -$506 | -42.5% |
North Dakota | $972 | -$218 | -18.3% |
Ohio | $820 | -$370 | -31.1% |
Oklahoma | $1,218 | $28 | 2.4% |
Oregon | $1,090 | -$100 | -8.4% |
Pennsylvania | $1,130 | -$60 | -5.0% |
Rhode Island | $1,584 | $394 | 33.1% |
South Carolina | $1,078 | -$112 | -9.4% |
South Dakota | $1,002 | -$188 | -15.8% |
Tennessee | $1,040 | -$150 | -12.6% |
Texas | $1,432 | $242 | 20.3% |
Utah | $880 | -$310 | -26.1% |
Vermont | $812 | -$378 | -31.8% |
Virginia | $712 | -$478 | -40.2% |
Washington | $916 | -$274 | -23.0% |
West Virginia | $1,090 | -$100 | -8.4% |
Wisconsin | $820 | -$370 | -31.1% |
Wyoming | $1,058 | -$132 | -11.1% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,286 |
20 | $2,692 |
30 | $1,244 |
40 | $1,190 |
50 | $1,084 |
60 | $1,062 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,514 |
$250 | $1,366 |
$500 | $1,190 |
$1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,190 |
50/100 | $1,252 |
100/300 | $1,330 |
250/500 | $1,531 |
100 CSL | $1,283 |
300 CSL | $1,454 |
500 CSL | $1,578 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,116 |
20 | $4,264 |
30 | $2,596 |
40 | $2,534 |
50 | $2,414 |
60 | $2,388 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $59 |
Homeowner | $17 |
5-yr Accident Free | $86 |
5-yr Claim Free | $75 |
Paid in Full/EFT | $54 |
Advance Quote | $57 |
Online Quote | $84 |
Total Discounts | $495 |
Discounts are estimated and may not be available from every company or in every state.
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