Honda Odyssey EX-L Insurance Rates

Average insurance prices for a Honda Odyssey EX-L are $1,392 every 12 months for full coverage. Comprehensive insurance costs on average $298 a year, collision costs $572, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,014 or more. Teenage drivers receive the highest rates at $5,152 a year or more.

Annual premium for full coverage: $1,392

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Odyssey Trim Level

These differences show why it is important for drivers to compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Honda Odyssey EX-L can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Odyssey.

Using high physical damage deductibles could save up to $590 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost from 45% to 136% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Honda Odyssey EX-L insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

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Chart shows Honda Odyssey EX-L insurance rates for different coverage choices and risks. The cheapest discount rate is $796. Drivers who use higher $1,000 deductibles will pay $1,196. The average rate for a 40-year-old male driver using $500 deductibles is $1,392. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,778. Drivers with multiple violations and accidents could be charged as much as $3,014. The cost for full coverage for a teen driver is $5,152.

View Chart as Image