Honda Odyssey LX Insurance Rates

Estimated insurance rates for a Honda Odyssey LX are $1,226 a year for full coverage insurance. Comprehensive insurance costs approximately $258 each year, collision costs $446, and liability costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing $2,634 or more. Teenage drivers pay the most at $4,594 a year or more.

Annual premium for full coverage: $1,226

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Odyssey Trim Level

These rate differences illustrate why all drivers should compare rates using their specific location, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Honda Odyssey LX also have a wide range based on the actual cash value of your Odyssey, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Honda Odyssey LX insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $470 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and quoted rates will be substantially different.

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The chart estimates Honda Odyssey LX insurance prices for different risks and coverage choices. The best price after discounts is $717. Drivers who use higher $1,000 deductibles will pay $1,066. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,226. Using lower $100 deductibles for physical damage coverage can cost as much as $1,532. Drivers with multiple violations and accidents could be charged up to $2,634. The policy rate for full coverage for a teenager is $4,594.

View Chart as Image