Hyundai Elantra Blue 4-Dr Sedan Insurance Rates

The average insurance rates for a Hyundai Elantra Blue 4-Dr Sedan are $1,364 a year with full coverage. Comprehensive costs approximately $270, collision insurance costs $572, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs around $2,968. Teenage drivers cost the most to insure at up to $5,110 a year.

Annual premium for full coverage: $1,364

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Elantra Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

These price differences demonstrate why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Hyundai Elantra Blue 4-Dr Sedan also range considerably based on the model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,100 a year. View Rates by Age

Your home state has a huge impact on Hyundai Elantra Blue 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $570 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out which insurance company is cheapest is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be varied.

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The chart above shows Hyundai Elantra Blue 4-Dr Sedan insurance prices for various risks and coverage choices. The cheapest discount price is $779. Drivers who use higher $1,000 deductibles will pay $1,174. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,364. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,740. Drivers with multiple violations and accidents could be charged around $2,968. The price for full coverage insurance for a teenager can be as high as $5,110.

View Chart as Image