Hyundai Elantra GLS 4-Dr Sedan Insurance Rates

Average insurance prices for a Hyundai Elantra GLS 4-Dr Sedan are $1,454 every 12 months for full coverage insurance. Comprehensive costs approximately $298, collision costs $634, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,168. Teenage drivers receive the highest rates at $5,398 a year or more.

Annual premium for full coverage: $1,454

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Elantra Trim Level

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance prices.

These differences illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Hyundai Elantra GLS 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your risk profile, and the replacement cost of your Elantra.

Using high physical damage deductibles could cut rates by as much as $630 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 in extra premium per year, depending on your age. High-risk driver insurance can be from 44% to 130% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Hyundai Elantra GLS 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

View Chart as Image

The chart estimates Hyundai Elantra GLS 4-Dr Sedan insurance rates for different coverage choices and risks. The cheapest discount rate is $822. Drivers who use higher $1,000 deductibles will pay $1,246. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,454. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,872. Drivers with multiple violations and accidents could be charged as much as $3,168. The price for full coverage insurance for a teenager can be as high as $5,398.

View Chart as Image