Hyundai Genesis 3.8 2-Dr Coupe Insurance Rates

U.S. average auto insurance rates for a Hyundai Genesis 3.8 2-Dr Coupe are $1,734 annually including full coverage. Comprehensive insurance costs around $382, collision costs $698, and liability coverage costs around $454. Liability-only insurance costs as low as $538 a year, with high-risk driver insurance costing $3,740 or more. Teenage drivers pay the highest rates at $6,390 a year or more.

Annual premium for full coverage: $1,734

Price estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Genesis Trim Level

These price ranges highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Hyundai Genesis 3.8 2-Dr Coupe are also quite variable based on the actual cash value of your Genesis, your driving characteristics, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,600 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $6,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $2,000 to $2,800 extra each year, depending on your age. High-risk driver insurance can be around 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $730 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $408 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Hyundai Genesis 3.8 2-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out your exact price is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

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The chart above shows average Hyundai Genesis 3.8 2-Dr Coupe insurance prices for different situations. The cheapest price with discounts is $999. Drivers who use higher $1,000 deductibles will pay about $1,488. The average price for a driver age 40 with no violations using $500 deductibles is $1,734. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,212. Drivers with multiple violations and accidents could be charged at least $3,740. The price for full coverage for a 16-year-old driver can be as high as $6,390.

View Chart as Image