Hyundai Genesis 3.8 4-Dr Sedan Insurance Rates

Average insurance prices for a Hyundai Genesis 3.8 4-Dr Sedan are $1,448 every 12 months for full coverage. Comprehensive insurance costs on average $368, collision insurance costs $634, and liability coverage costs $310. Only liability insurance costs as little as $370 a year, and high-risk insurance costs $3,114 or more. Teen drivers receive the highest rates at up to $5,132 a year.

Annual premium for full coverage: $1,448

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Genesis Trim Level

These differences show why everyone should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Hyundai Genesis 3.8 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Genesis.

Choosing high deductibles could save up to $670 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Hyundai Genesis 3.8 4-Dr Sedan insurance for high-risk drivers can cost around 45% to 131% more than average. View High Risk Driver Rates

Where you live makes a big difference in Hyundai Genesis 3.8 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Chart shows Hyundai Genesis 3.8 4-Dr Sedan insurance rates for various coverage choices and risks. The cheapest rate with discounts is $821. Drivers who choose higher $1,000 deductibles will pay $1,222. The average rate for a 40-year-old male driver using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,890. High risk drivers could be charged as much as $3,114. The rate for full coverage for a teen driver is $5,132.

View Chart as Image