Hyundai Genesis 3.8 Grand Touring 2-Dr Coupe Insurance Rates

Average insurance rates for a Hyundai Genesis 3.8 Grand Touring 2-Dr Coupe are $1,766 a year for full coverage insurance. Comprehensive costs around $382, collision insurance costs $730, and liability coverage costs $454. Just liability insurance costs as little as $538 a year, and coverage for high-risk drivers costs around $3,818. Teen drivers receive the highest rates at up to $6,512 a year.

Annual premium for full coverage: $1,766

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Genesis Trim Level

Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance rates.

These differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Hyundai Genesis 3.8 Grand Touring 2-Dr Coupe can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,600 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $6,500 a year. View Rates by Age

Where you live makes a big difference in Hyundai Genesis 3.8 Grand Touring 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $750 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $408 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $2,100 to $2,800 additional per year, depending on your age. High-risk driver insurance can cost around 43% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to compare rates and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

The chart estimates Hyundai Genesis 3.8 Grand Touring 2-Dr Coupe insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $1,011. Drivers who choose higher $1,000 deductibles will pay around $1,514. The average rate for a driver age 40 with no violations using $500 deductibles is $1,766. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,258. High risk drivers could be charged as much as $3,818. The price for full coverage insurance for a 16-year-old driver is $6,512.

View Chart as Image