Hyundai Santa Fe GLS 4WD Insurance Rates

Estimated insurance rates for a Hyundai Santa Fe GLS 4WD are $1,346 a year including full coverage. Comprehensive insurance costs on average $284 a year, collision insurance costs $540, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,914 or more. Teen drivers pay the most at up to $5,008 a year.

Annual premium for full coverage: $1,346

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Santa Fe Trim Level

These rate differences highlight why it is important for drivers to compare rates based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Hyundai Santa Fe GLS 4WD also have a wide range based on the model year of your Santa Fe, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Santa Fe GLS 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $560 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

The chart above shows average Hyundai Santa Fe GLS 4WD insurance prices for various risks and coverage choices. The best price after discounts is $773. Drivers who choose higher $1,000 deductibles will pay $1,160. The average price for a 40-year-old male driver using $500 deductibles is $1,346. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,712. High risk drivers could be charged up to $2,914. The cost for full coverage for a teen driver is $5,008.

View Chart as Image