Hyundai Santa Fe SE 2WD Insurance Rates

U.S. average insurance rates for a Hyundai Santa Fe SE 2WD are $1,346 a year for full coverage insurance. Comprehensive costs an estimated $284 each year, collision insurance costs $540, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $2,914. Teen drivers pay the highest rates at up to $5,008 a year.

Annual premium for full coverage: $1,346

Price estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Santa Fe Trim Level

Geographic Price Range

Where you live can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

These price ranges illustrate why all drivers should compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Hyundai Santa Fe SE 2WD are also quite variable based on the actual cash value of your Santa Fe, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 44% to 133% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

The state you live in has a huge impact on Hyundai Santa Fe SE 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $560 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

The chart estimates Hyundai Santa Fe SE 2WD insurance prices for various risks and coverage choices. The cheapest discount price is $773. Drivers who choose higher $1,000 deductibles will pay $1,160. The average price for a driver around age 40 using $500 deductibles is $1,346. Using lower $100 deductibles for physical damage coverage could cost up to $1,712. High risk drivers could be charged at least $2,914. The policy rate for full coverage insurance for a teenage driver can be as high as $5,008.

View Chart as Image