Hyundai Santa Fe SE 4WD Insurance Rates

U.S. average auto insurance rates for a Hyundai Santa Fe SE 4WD are $1,392 annually for full coverage. Comprehensive costs approximately $298, collision costs $572, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,014. Teenage drivers pay the highest rates at $5,152 a year or more.

Annual premium for full coverage: $1,392

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Santa Fe Trim Level

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have fewer accident claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance prices.

These price ranges show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Hyundai Santa Fe SE 4WD are also quite variable based on the actual cash value of your Santa Fe, your driver profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance can be from 45% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $590 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Hyundai Santa Fe SE 4WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

Chart shows Hyundai Santa Fe SE 4WD insurance prices for different situations. The cheapest discount price is $796. Drivers who use higher $1,000 deductibles will pay about $1,196. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,392. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,778. Drivers with multiple violations and accidents could be charged at least $3,014. The price for full coverage insurance for a teenager can be as high as $5,152.

View Chart as Image