Hyundai Sonata GLS 4-Dr Sedan Insurance Rates

U.S. average insurance prices for a Hyundai Sonata GLS 4-Dr Sedan are $1,382 every 12 months including full coverage. Comprehensive insurance costs around $284, collision costs $508, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing $2,982 or more. Teenage drivers pay the highest rates at $5,206 a year or more.

Annual premium for full coverage: $1,382

Price estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Sonata Trim Level

These price ranges highlight why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Hyundai Sonata GLS 4-Dr Sedan are also quite variable based on deductibles and policy limits, your driving characteristics, and the actual cash value of your Sonata.

Using high physical damage deductibles could cut rates by as much as $530 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $369 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay as much as $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 in extra premium each year, depending on your age. Hyundai Sonata GLS 4-Dr Sedan insurance for high-risk drivers can be from 42% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Hyundai Sonata GLS 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to figure out your exact price is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different.

View Chart as Image

The chart above shows average Hyundai Sonata GLS 4-Dr Sedan insurance rates for different coverage choices and risks. The cheapest discount rate is $808. Drivers who use higher $1,000 deductibles will pay $1,202. The average rate for a driver age 40 with no violations using $500 deductibles is $1,382. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,732. Drivers with multiple violations and accidents could be charged at least $2,982. The rate for full coverage for a 16-year-old driver can be as high as $5,206.

View Chart as Image