Infiniti M45 4-Dr Sedan Insurance Rates

The average insurance rates for an Infiniti M45 4-Dr Sedan are $1,740 a year including full coverage. Comprehensive insurance costs approximately $424 each year, collision costs $794, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $3,762 or more. Teenage drivers cost the most to insure at $6,206 a year or more.

Annual premium for full coverage: $1,740

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Infiniti M45 Trim Level

These price differences highlight why all drivers should compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for an Infiniti M45 4-Dr Sedan also range considerably based on your risk profile, the replacement cost of your M45, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $6,200 a year. View Rates by Age

Your home state makes a big difference in Infiniti M45 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $820 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $2,100 to $2,800 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

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The chart above shows average Infiniti M45 4-Dr Sedan insurance rates for different risk profiles and scenarios. The best rate after discounts is $977. Drivers who use higher $1,000 deductibles will pay around $1,462. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,740. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,276. Drivers with multiple violations and accidents could be charged around $3,762. The policy rate for full coverage for a teenager is $6,206.

View Chart as Image