Jaguar XF Premium 4-Dr Sedan Insurance Rates

Average insurance prices for a Jaguar XF Premium 4-Dr Sedan are $1,784 every 12 months for full coverage insurance. Comprehensive insurance costs around $438 a year, collision costs $824, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,864 or more. Teenage drivers receive the highest rates at $6,350 a year or more.

Annual premium for full coverage: $1,784

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XF Trim Level

These differences illustrate why it is important for drivers to compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Jaguar XF Premium 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your risk profile, and the actual cash value of your XF.

Using high physical damage deductibles could cut rates by as much as $850 every year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,600 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $6,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $2,100 to $2,800 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Jaguar XF Premium 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out your exact price is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

View Chart as Image

The chart estimates Jaguar XF Premium 4-Dr Sedan insurance rates for different coverage choices and risks. The best rate after discounts is $999. Drivers who use higher $1,000 deductibles will pay $1,498. The average rate for a driver age 40 with no violations using $500 deductibles is $1,784. Choosing low $100 deductibles for physical damage coverage could cost up to $2,342. Drivers with multiple violations and accidents could be charged as much as $3,864. The cost for full coverage for a 16-year-old driver can be as high as $6,350.

View Chart as Image