Jaguar XF R 4-Dr Sedan Insurance Rates

Estimated insurance rates for a Jaguar XF R 4-Dr Sedan are $1,968 a year for full coverage. Comprehensive insurance costs approximately $494 each year, collision costs $952, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $4,264 or more. Teen drivers pay the most at $6,928 a year or more.

Annual premium for full coverage: $1,968

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XF Trim Level

These rate differences show why all drivers should compare rates using their specific location, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Jaguar XF R 4-Dr Sedan also have a wide range based on the actual cash value of your XF, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $2,300 to $3,100 additional annually, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,900 a year. View Rates by Age

Where you choose to live makes a big difference in Jaguar XF R 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $970 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Chart shows Jaguar XF R 4-Dr Sedan insurance prices for different risks and coverage choices. The cheapest price with discounts is $1,092. Drivers who choose higher $1,000 deductibles will pay $1,640. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,968. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $2,606. High risk drivers could be charged up to $4,264. The policy rate for full coverage for a teenager is $6,928.

View Chart as Image