Jaguar XJ SWB 4-Dr Sedan Insurance Rates
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Average auto insurance rates for a Jaguar XJ SWB 4-Dr Sedan are $1,922 annually including full coverage. Comprehensive insurance costs on average $480, collision insurance costs $920, and liability costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs $4,164 or more. Teen drivers receive the highest rates at up to $6,784 a year.
Annual premium for full coverage: $1,922
Rate estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Jaguar XJ Trim Level
Using a 40-year-old driver as an example, prices range from as cheap as $430 for a discount liability-only rate to the much higher price of $4,164 for a policy for a high-risk driver.
These differences highlight why everyone should compare rates based on a specific location and their own personal driving habits, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Jaguar XJ SWB 4-Dr Sedan Insurance
Insurance rates for a Jaguar XJ SWB 4-Dr Sedan can also vary considerably based on the model year of your XJ, your driving characteristics, and policy deductibles and limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,800 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $6,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $2,300 to $3,000 extra per year, depending on your age. Jaguar XJ SWB 4-Dr Sedan insurance for high-risk drivers can cost as much as 44% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $940 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Jaguar XJ SWB 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
With so much variability in prices, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so the rates can be significantly different between companies.
The chart above shows average Jaguar XJ SWB 4-Dr Sedan insurance prices for various situations. The best price after discounts is $1,069. Drivers who choose higher $1,000 deductibles will pay about $1,604. The average price for a 40-year-old male driver using $500 deductibles is $1,922. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,540. High risk drivers could be charged as much as $4,164. The rate for full coverage for a teen driver is $6,784.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,738 | -$184 | -9.6% |
Alaska | $1,472 | -$450 | -23.4% |
Arizona | $1,596 | -$326 | -17.0% |
Arkansas | $1,922 | -$0 | 0.0% |
California | $2,188 | $266 | 13.8% |
Colorado | $1,836 | -$86 | -4.5% |
Connecticut | $1,974 | $52 | 2.7% |
Delaware | $2,174 | $252 | 13.1% |
Florida | $2,404 | $482 | 25.1% |
Georgia | $1,774 | -$148 | -7.7% |
Hawaii | $1,380 | -$542 | -28.2% |
Idaho | $1,298 | -$624 | -32.5% |
Illinois | $1,432 | -$490 | -25.5% |
Indiana | $1,448 | -$474 | -24.7% |
Iowa | $1,298 | -$624 | -32.5% |
Kansas | $1,828 | -$94 | -4.9% |
Kentucky | $2,620 | $698 | 36.3% |
Louisiana | $2,844 | $922 | 48.0% |
Maine | $1,186 | -$736 | -38.3% |
Maryland | $1,584 | -$338 | -17.6% |
Massachusetts | $1,536 | -$386 | -20.1% |
Michigan | $3,338 | $1,416 | 73.7% |
Minnesota | $1,608 | -$314 | -16.3% |
Mississippi | $2,302 | $380 | 19.8% |
Missouri | $1,704 | -$218 | -11.3% |
Montana | $2,064 | $142 | 7.4% |
Nebraska | $1,514 | -$408 | -21.2% |
Nevada | $2,304 | $382 | 19.9% |
New Hampshire | $1,384 | -$538 | -28.0% |
New Jersey | $2,148 | $226 | 11.8% |
New Mexico | $1,700 | -$222 | -11.6% |
New York | $2,022 | $100 | 5.2% |
North Carolina | $1,108 | -$814 | -42.4% |
North Dakota | $1,572 | -$350 | -18.2% |
Ohio | $1,324 | -$598 | -31.1% |
Oklahoma | $1,974 | $52 | 2.7% |
Oregon | $1,760 | -$162 | -8.4% |
Pennsylvania | $1,832 | -$90 | -4.7% |
Rhode Island | $2,562 | $640 | 33.3% |
South Carolina | $1,740 | -$182 | -9.5% |
South Dakota | $1,620 | -$302 | -15.7% |
Tennessee | $1,682 | -$240 | -12.5% |
Texas | $2,316 | $394 | 20.5% |
Utah | $1,422 | -$500 | -26.0% |
Vermont | $1,314 | -$608 | -31.6% |
Virginia | $1,152 | -$770 | -40.1% |
Washington | $1,484 | -$438 | -22.8% |
West Virginia | $1,762 | -$160 | -8.3% |
Wisconsin | $1,330 | -$592 | -30.8% |
Wyoming | $1,710 | -$212 | -11.0% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,784 |
20 | $4,440 |
30 | $2,032 |
40 | $1,922 |
50 | $1,748 |
60 | $1,716 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,540 |
$250 | $2,252 |
$500 | $1,922 |
$1,000 | $1,604 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,922 |
50/100 | $1,995 |
100/300 | $2,086 |
250/500 | $2,322 |
100 CSL | $2,031 |
300 CSL | $2,231 |
500 CSL | $2,377 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,770 |
20 | $7,060 |
30 | $4,290 |
40 | $4,164 |
50 | $3,968 |
60 | $3,934 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $106 |
Multi-vehicle | $98 |
Homeowner | $25 |
5-yr Accident Free | $156 |
5-yr Claim Free | $127 |
Paid in Full/EFT | $99 |
Advance Quote | $101 |
Online Quote | $141 |
Total Discounts | $853 |
Discounts are estimated and may not be available from every company or in every state.
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