Jaguar XK 2-Dr Convertible Insurance Rates

The average insurance rates for a Jaguar XK 2-Dr Convertible are $2,072 a year including full coverage. Comprehensive costs on average $536, collision insurance costs $1,014, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $4,488. Teenage drivers cost the most to insure at up to $7,238 a year.

Annual premium for full coverage: $2,072

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XK Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

These price differences highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Jaguar XK 2-Dr Convertible also range considerably based on your risk profile, the replacement cost of your XK, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as little as $1,900 per year on average, or $158 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $7,200 a year. View Rates by Age

Your home state makes a big difference in Jaguar XK 2-Dr Convertible insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $1,040 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $2,400 to $3,300 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 46% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

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The chart above shows average Jaguar XK 2-Dr Convertible insurance rates for various risk profiles and scenarios. The best rate after discounts is $1,148. Drivers who use higher $1,000 deductibles will pay around $1,720. The average rate for a 40-year-old male driver using $500 deductibles is $2,072. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,758. Drivers with multiple violations and accidents could be charged around $4,488. The price for full coverage insurance for a teen driver is $7,238.

View Chart as Image