Jeep Commander Limited 4WD Insurance Rates

U.S. average insurance prices for a Jeep Commander Limited 4WD are $1,538 every 12 months with full coverage. Comprehensive insurance costs approximately $382 a year, collision insurance costs $634, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,304 or more. Teen drivers pay the highest rates at up to $5,526 a year.

Annual premium for full coverage: $1,538

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Commander Trim Level

These price ranges demonstrate why it is important for drivers to compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Jeep Commander Limited 4WD are also quite variable based on deductibles and policy limits, your driving record, and the replacement cost of your Commander.

Choosing high deductibles could cut rates by as much as $680 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,400 a year for full coverage. Rates are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,800 to $2,400 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Jeep Commander Limited 4WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and rates may be quite different.

View Chart as Image

The chart above shows Jeep Commander Limited 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $882. Drivers who choose higher $1,000 deductibles will pay $1,308. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,538. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,986. High risk drivers could be charged at least $3,304. The cost for full coverage for a teenager can be as high as $5,526.

View Chart as Image