Jeep Grand Cherokee Laredo 2WD Insurance Rates

Average insurance rates for a Jeep Grand Cherokee Laredo 2WD are $1,328 a year with full coverage. Comprehensive insurance costs around $298, collision costs $508, and liability costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $2,858 or more. Teen drivers receive the highest rates at $4,906 a year or more.

Annual premium for full coverage: $1,328

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Grand Cherokee Trim Level

These differences demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Jeep Grand Cherokee Laredo 2WD can also vary considerably based on your driver profile, the actual cash value of your Grand Cherokee, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

Where you live makes a big difference in Jeep Grand Cherokee Laredo 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $540 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,100 additional per year, depending on your age. Jeep Grand Cherokee Laredo 2WD insurance for high-risk drivers can cost from 43% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Jeep Grand Cherokee Laredo 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $769. Drivers who choose higher $1,000 deductibles will pay around $1,146. The average rate for a driver age 40 with no violations using $500 deductibles is $1,328. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,684. High risk drivers could be charged as much as $2,858. The rate for full coverage for a 16-year-old driver is $4,906.

View Chart as Image