Jeep Grand Cherokee Laredo 4WD Insurance Rates

Average insurance rates for a Jeep Grand Cherokee Laredo 4WD are $1,328 a year for full coverage. Comprehensive insurance costs an estimated $298 each year, collision insurance costs $508, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $2,858 or more. Teenage drivers receive the highest rates at up to $4,906 a year.

Annual premium for full coverage: $1,328

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Grand Cherokee Trim Level

These differences show why all drivers should compare prices for a targeted area, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Jeep Grand Cherokee Laredo 4WD can also vary considerably based on the actual cash value of your Grand Cherokee, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,900 a year. View Rates by Age

Where you live has a huge impact on Jeep Grand Cherokee Laredo 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $540 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and rates can be significantly different.

View Chart as Image

Chart shows Jeep Grand Cherokee Laredo 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $769. Drivers who use higher $1,000 deductibles will pay $1,146. The average price for a driver around age 40 using $500 deductibles is $1,328. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,684. Drivers with multiple violations and accidents could be charged as much as $2,858. The policy rate for full coverage for a teenage driver can be as high as $4,906.

View Chart as Image