Jeep Grand Cherokee Limited 2WD Insurance Rates

Estimated insurance rates for a Jeep Grand Cherokee Limited 2WD are $1,466 a year including full coverage. Comprehensive costs an estimated $340, collision costs $604, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,160. Teenage drivers pay the most at $5,340 a year or more.

Annual premium for full coverage: $1,466

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Grand Cherokee Trim Level

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

These rate differences highlight why everyone should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Jeep Grand Cherokee Limited 2WD also have a wide range based on the replacement cost of your Grand Cherokee, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,700 to $2,300 extra annually, depending on your age. Jeep Grand Cherokee Limited 2WD insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Grand Cherokee Limited 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $630 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the rates will be substantially different.

View Chart as Image

The chart above shows average Jeep Grand Cherokee Limited 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $841. Drivers who use higher $1,000 deductibles will pay $1,250. The average price for a driver around age 40 using $500 deductibles is $1,466. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,880. Drivers with multiple violations and accidents could be charged up to $3,160. The rate for full coverage insurance for a teenage driver can be as high as $5,340.

View Chart as Image