Jeep Grand Cherokee SRT-8 4WD Insurance Rates

The average insurance rates for a Jeep Grand Cherokee SRT-8 4WD are $1,510 a year for full coverage insurance. Comprehensive costs an estimated $354, collision insurance costs $634, and liability coverage costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $3,260. Teenage drivers cost the most to insure at up to $5,482 a year.

Annual premium for full coverage: $1,510

Policy rates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Grand Cherokee Trim Level

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

These price differences illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Jeep Grand Cherokee SRT-8 4WD also range considerably based on the model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,400 a year. View Rates by Age

Your home state makes a big difference in Jeep Grand Cherokee SRT-8 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $660 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company uses a different method to calculate prices, so rate quotes will be varied.

View Chart as Image

The chart estimates Jeep Grand Cherokee SRT-8 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $862. Drivers who use higher $1,000 deductibles will pay $1,288. The average price for a driver around age 40 using $500 deductibles is $1,510. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,948. Drivers with multiple violations and accidents could be charged around $3,260. The price for full coverage insurance for a teenage driver is $5,482.

View Chart as Image