Jeep Liberty Renegade 4WD Insurance Rates

Estimated insurance rates for a Jeep Liberty Renegade 4WD are $1,252 a year with full coverage. Comprehensive costs around $284 a year, collision insurance costs $446, and liability coverage costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs around $2,680. Teen drivers pay the most at up to $4,638 a year.

Annual premium for full coverage: $1,252

Premium estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Liberty Trim Level

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance rates.

These rate differences demonstrate why it is important for drivers to compare prices for a specific zip code, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Jeep Liberty Renegade 4WD also have a wide range based on the model year of your Liberty, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Liberty Renegade 4WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $490 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

The chart above shows Jeep Liberty Renegade 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $735. Drivers who choose higher $1,000 deductibles will pay $1,086. The average price for a driver age 40 with no violations using $500 deductibles is $1,252. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,570. High risk drivers could be charged up to $2,680. The cost for full coverage insurance for a 16-year-old driver can be as high as $4,638.

View Chart as Image