Jeep Liberty Sport 4WD Insurance Rates
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Average insurance rates for a Jeep Liberty Sport 4WD are $1,252 a year for full coverage insurance. Comprehensive insurance costs on average $284 each year, collision costs $446, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $2,680 or more. Teen drivers receive the highest rates at $4,638 a year or more.
Annual premium for full coverage: $1,252
Rate estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Jeep Liberty Trim Level
For an average driver, prices go from the low end price of $430 for just liability coverage to a high rate of $2,680 for a driver required to buy high-risk insurance.
These differences illustrate why all drivers should compare rates based on a specific location, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Jeep Liberty Sport 4WD Insurance
Auto insurance rates for a Jeep Liberty Sport 4WD can also vary considerably based on the actual cash value of your Liberty, your age and driving record, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 134% more than average. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $4,600 a year. View Rates by Age
Where you live makes a big difference in Jeep Liberty Sport 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $490 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit
With so much variability in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and quoted rates can be significantly different.
The chart estimates Jeep Liberty Sport 4WD insurance prices for different risks and coverage choices. The best price after discounts is $735. Drivers who choose higher $1,000 deductibles will pay $1,086. The average price for a 40-year-old male driver using $500 deductibles is $1,252. Using lower $100 deductibles for physical damage coverage can cost as much as $1,570. High risk drivers could be charged as much as $2,680. The policy rate for full coverage for a teen driver is $4,638.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,132 | -$120 | -9.6% |
| Alaska | $960 | -$292 | -23.3% |
| Arizona | $1,040 | -$212 | -16.9% |
| Arkansas | $1,252 | -$0 | 0.0% |
| California | $1,426 | $174 | 13.9% |
| Colorado | $1,196 | -$56 | -4.5% |
| Connecticut | $1,288 | $36 | 2.9% |
| Delaware | $1,418 | $166 | 13.3% |
| Florida | $1,566 | $314 | 25.1% |
| Georgia | $1,158 | -$94 | -7.5% |
| Hawaii | $900 | -$352 | -28.1% |
| Idaho | $846 | -$406 | -32.4% |
| Illinois | $932 | -$320 | -25.6% |
| Indiana | $942 | -$310 | -24.8% |
| Iowa | $844 | -$408 | -32.6% |
| Kansas | $1,190 | -$62 | -5.0% |
| Kentucky | $1,708 | $456 | 36.4% |
| Louisiana | $1,852 | $600 | 47.9% |
| Maine | $772 | -$480 | -38.3% |
| Maryland | $1,034 | -$218 | -17.4% |
| Massachusetts | $1,002 | -$250 | -20.0% |
| Michigan | $2,174 | $922 | 73.6% |
| Minnesota | $1,046 | -$206 | -16.5% |
| Mississippi | $1,502 | $250 | 20.0% |
| Missouri | $1,110 | -$142 | -11.3% |
| Montana | $1,344 | $92 | 7.3% |
| Nebraska | $986 | -$266 | -21.2% |
| Nevada | $1,502 | $250 | 20.0% |
| New Hampshire | $902 | -$350 | -28.0% |
| New Jersey | $1,400 | $148 | 11.8% |
| New Mexico | $1,108 | -$144 | -11.5% |
| New York | $1,318 | $66 | 5.3% |
| North Carolina | $722 | -$530 | -42.3% |
| North Dakota | $1,026 | -$226 | -18.1% |
| Ohio | $864 | -$388 | -31.0% |
| Oklahoma | $1,286 | $34 | 2.7% |
| Oregon | $1,148 | -$104 | -8.3% |
| Pennsylvania | $1,194 | -$58 | -4.6% |
| Rhode Island | $1,670 | $418 | 33.4% |
| South Carolina | $1,136 | -$116 | -9.3% |
| South Dakota | $1,056 | -$196 | -15.7% |
| Tennessee | $1,098 | -$154 | -12.3% |
| Texas | $1,510 | $258 | 20.6% |
| Utah | $928 | -$324 | -25.9% |
| Vermont | $856 | -$396 | -31.6% |
| Virginia | $748 | -$504 | -40.3% |
| Washington | $968 | -$284 | -22.7% |
| West Virginia | $1,148 | -$104 | -8.3% |
| Wisconsin | $868 | -$384 | -30.7% |
| Wyoming | $1,116 | -$136 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,638 |
| 20 | $2,856 |
| 30 | $1,304 |
| 40 | $1,252 |
| 50 | $1,142 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,570 |
| $250 | $1,424 |
| $500 | $1,252 |
| $1,000 | $1,086 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,252 |
| 50/100 | $1,325 |
| 100/300 | $1,416 |
| 250/500 | $1,652 |
| 100 CSL | $1,361 |
| 300 CSL | $1,561 |
| 500 CSL | $1,707 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,594 |
| 20 | $4,530 |
| 30 | $2,736 |
| 40 | $2,680 |
| 50 | $2,556 |
| 60 | $2,532 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $88 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $517 |
Discounts are estimated and may not be available from every company or in every state.
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