Jeep Patriot Limited 2WD Insurance Rates

The average insurance rates for a Jeep Patriot Limited 2WD are $1,328 a year for full coverage insurance. Comprehensive insurance costs approximately $298, collision costs $508, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $2,858 or more. Teen drivers cost the most to insure at $4,906 a year or more.

Annual premium for full coverage: $1,328

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Patriot Trim Level

These price differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Jeep Patriot Limited 2WD also range considerably based on your risk profile, the model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state has a huge impact on Jeep Patriot Limited 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $540 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,100 extra every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

The chart estimates Jeep Patriot Limited 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $769. Drivers who choose higher $1,000 deductibles will pay around $1,146. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,328. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,684. High risk drivers could be charged around $2,858. The price for full coverage for a teenager can be as high as $4,906.

View Chart as Image