Jeep Patriot Limited 4WD Insurance Rates

U.S. average auto insurance rates for a Jeep Patriot Limited 4WD are $1,374 annually for full coverage insurance. Comprehensive insurance costs on average $312 each year, collision costs $540, and liability costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $2,958 or more. Teen drivers pay the highest rates at $5,050 a year or more.

Annual premium for full coverage: $1,374

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Patriot Trim Level

These price ranges illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Jeep Patriot Limited 4WD are also quite variable based on the actual cash value of your Patriot, your risk profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $570 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Patriot Limited 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, so the rates may be quite different between companies.

View Chart as Image

The chart estimates Jeep Patriot Limited 4WD insurance prices for different situations. The best price after discounts is $795. Drivers who choose higher $1,000 deductibles will pay about $1,182. The average price for a 40-year-old male driver using $500 deductibles is $1,374. Using lower $100 deductibles for physical damage coverage can cost as much as $1,750. High risk drivers could be charged at least $2,958. The policy rate for full coverage for a teen driver is $5,050.

View Chart as Image