Jeep Patriot Sport 4WD Insurance Rates

The average insurance rates for a Jeep Patriot Sport 4WD are $1,238 a year for full coverage insurance. Comprehensive costs on average $270, collision insurance costs $446, and liability coverage costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $2,656. Teenage drivers cost the most to insure at up to $4,616 a year.

Annual premium for full coverage: $1,238

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Patriot Trim Level

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

These price differences illustrate why anyone shopping for car insurance should compare rates based on a specific location, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Jeep Patriot Sport 4WD also range considerably based on the model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost around 43% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Your home state makes a big difference in Jeep Patriot Sport 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $480 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Every company uses a different method to calculate prices, so rate quotes will be varied.

View Chart as Image

The chart estimates Jeep Patriot Sport 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $726. Drivers who use higher $1,000 deductibles will pay $1,076. The average price for a 40-year-old male driver using $500 deductibles is $1,238. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,552. Drivers with multiple violations and accidents could be charged around $2,656. The price for full coverage insurance for a teen driver is $4,616.

View Chart as Image