Kia Forte EX 2-Dr Coupe Insurance Rates

U.S. average insurance rates for a Kia Forte EX 2-Dr Coupe are $1,534 a year with full coverage. Comprehensive insurance costs around $340, collision costs $604, and liability insurance costs $410. Liability-only insurance costs as little as $486 a year, with high-risk driver insurance costing $3,306 or more. Teenage drivers pay the highest rates at $5,660 a year or more.

Annual premium for full coverage: $1,534

Price estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Kia Forte Trim Level

These price ranges demonstrate why everyone should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Kia Forte EX 2-Dr Coupe are also quite variable based on the replacement cost of your Forte, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,800 to $2,500 extra each year, depending on your age. Kia Forte EX 2-Dr Coupe insurance for high-risk drivers can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $5,600 a year. View Rates by Age

The state you live in makes a big difference in Kia Forte EX 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $630 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes may be quite different.

View Chart as Image

The chart above shows Kia Forte EX 2-Dr Coupe insurance prices for different risks and coverage choices. The lowest price with discounts is $887. Drivers who use higher $1,000 deductibles will pay $1,318. The average price for a driver age 40 with no violations using $500 deductibles is $1,534. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,948. Drivers with multiple violations and accidents could be charged at least $3,306. The rate for full coverage for a 16-year-old driver is $5,660.

View Chart as Image