Kia Sedona EX Insurance Rates

U.S. average auto insurance rates for a Kia Sedona EX are $1,326 annually for full coverage insurance. Comprehensive insurance costs an estimated $340, collision costs $540, and liability costs around $310. Just liability insurance costs as low as $370 a year, with coverage for high-risk drivers costing $2,836 or more. Teenage drivers pay the highest rates at $4,720 a year or more.

Annual premium for full coverage: $1,326

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Kia Sedona Trim Level

These price ranges illustrate why everyone should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Kia Sedona EX are also quite variable based on the actual cash value of your Sedona, your risk profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,500 to $2,100 extra each year, depending on your age. Kia Sedona EX insurance for high-risk drivers can be as much as 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $590 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Kia Sedona EX insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates may be quite different between companies.

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The chart estimates Kia Sedona EX insurance prices for different situations. The best price after discounts is $763. Drivers who use higher $1,000 deductibles will pay about $1,126. The average price for a driver around age 40 using $500 deductibles is $1,326. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,712. Drivers with multiple violations and accidents could be charged at least $2,836. The rate for full coverage for a teenage driver can be as high as $4,720.

View Chart as Image