Kia Soul Exclaim Insurance Rates

Estimated insurance prices for a Kia Soul Exclaim are $1,388 every 12 months with full coverage. Comprehensive insurance costs approximately $326, collision costs $540, and liability costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing $2,982 or more. Teen drivers pay the most at $5,070 a year or more.

Annual premium for full coverage: $1,388

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Kia Soul Trim Level

These rate differences demonstrate why everyone should compare rates using their specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Kia Soul Exclaim also have a wide range based on physical damage deductibles and liability limits, your driving record, and the replacement cost of your Soul.

Choosing high deductibles could save up to $580 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Kia Soul Exclaim insurance for high-risk drivers can cost as much as 43% to 129% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Kia Soul Exclaim insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, and quoted rates will be substantially different.

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The chart above shows Kia Soul Exclaim insurance rates for different coverage choices and risks. The best rate after discounts is $803. Drivers who choose higher $1,000 deductibles will pay $1,192. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,388. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,770. High risk drivers could be charged up to $2,982. The rate for full coverage for a teenager is $5,070.

View Chart as Image