Land Rover LR4 HSE Insurance Rates

U.S. average insurance rates for a Land Rover LR4 HSE are $1,676 a year with full coverage. Comprehensive insurance costs around $424, collision insurance costs $730, and liability costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs $3,606 or more. Teenage drivers pay the highest rates at up to $5,958 a year.

Annual premium for full coverage: $1,676

Price estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Land Rover LR4 Trim Level

These price ranges demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Land Rover LR4 HSE are also quite variable based on the model year, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $2,000 to $2,600 additional each year, depending on your age. High-risk driver insurance can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,900 a year. View Rates by Age

The state you live in makes a big difference in Land Rover LR4 HSE insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $770 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

The chart above shows Land Rover LR4 HSE insurance prices for various risks and coverage choices. The best price after discounts is $953. Drivers who use higher $1,000 deductibles will pay $1,414. The average price for a driver age 40 with no violations using $500 deductibles is $1,676. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,182. Drivers with multiple violations and accidents could be charged at least $3,606. The price for full coverage for a 16-year-old driver is $5,958.

View Chart as Image