Lexus GX 460 4WD 4-Dr Insurance Rates

Estimated auto insurance rates for a Lexus GX 460 4WD 4-Dr are $1,616 annually for full coverage. Comprehensive insurance costs around $396 each year, collision insurance costs $698, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $3,484 or more. Teenage drivers pay the most at up to $5,794 a year.

Annual premium for full coverage: $1,616

Premium estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus GX 460 Trim Level

These rate differences show why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Lexus GX 460 4WD 4-Dr also have a wide range based on the replacement cost of your GX 460, your driver profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $5,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,900 to $2,600 extra annually, depending on your age. Insurance for high-risk drivers can be around 45% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $730 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Lexus GX 460 4WD 4-Dr insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so the rates will be substantially different between companies.

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Chart shows Lexus GX 460 4WD 4-Dr insurance prices for various situations. The cheapest price with discounts is $918. Drivers who use higher $1,000 deductibles will pay about $1,368. The average price for a driver age 40 with no violations using $500 deductibles is $1,616. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $2,098. Drivers with multiple violations and accidents could be charged up to $3,484. The policy rate for full coverage for a 16-year-old driver can be as high as $5,794.

View Chart as Image