Lexus LS 460 AWD 4-Dr Insurance Rates

Estimated auto insurance rates for a Lexus LS 460 AWD 4-Dr are $1,800 annually with full coverage. Comprehensive insurance costs around $466 each year, collision costs $888, and liability costs around $310. A policy with only liability insurance costs as low as $370 a year, with a high-risk policy costing $3,896 or more. Teenage drivers pay the most at $6,268 a year or more.

Annual premium for full coverage: $1,800

Premium estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus LS 460 Trim Level

These rate differences demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Lexus LS 460 AWD 4-Dr also have a wide range based on the replacement cost of your LS 460, your driving record, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $6,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $2,100 to $2,800 extra annually, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $910 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $279 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Lexus LS 460 AWD 4-Dr insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out your exact price is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

View Chart as Image

The chart above shows Lexus LS 460 AWD 4-Dr insurance prices for different situations. The cheapest discount price is $995. Drivers who use higher $1,000 deductibles will pay about $1,492. The average price for a driver age 40 with no violations using $500 deductibles is $1,800. Using lower $100 deductibles for comp and collision coverage could cost up to $2,398. Drivers with multiple violations and accidents could be charged up to $3,896. The policy rate for full coverage for a 16-year-old driver can be as high as $6,268.

View Chart as Image