Lexus LS 460 L AWD 4-Dr Insurance Rates

Average insurance prices for a Lexus LS 460 L AWD 4-Dr are $1,846 every 12 months for full coverage. Comprehensive insurance costs an estimated $480 a year, collision insurance costs $920, and liability coverage costs around $310. Only liability insurance costs as low as $370 a year, and high-risk insurance costs $3,996 or more. Teen drivers receive the highest rates at up to $6,412 a year.

Annual premium for full coverage: $1,846

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus LS 460 Trim Level

These differences show why it is important for drivers to compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Lexus LS 460 L AWD 4-Dr can also vary considerably based on policy deductibles and limits, your driver profile, and the model year.

Choosing high deductibles could cut rates by as much as $940 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,700 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $6,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $2,200 to $2,900 extra per year, depending on your age. A high-risk auto insurance policy can be around 45% to 133% more than average. View High Risk Driver Rates

Where you live has a huge impact on Lexus LS 460 L AWD 4-Dr insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Chart shows Lexus LS 460 L AWD 4-Dr insurance rates for various coverage choices and risks. The cheapest rate with discounts is $1,018. Drivers who choose higher $1,000 deductibles will pay $1,528. The average rate for a driver around age 40 using $500 deductibles is $1,846. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,464. High risk drivers could be charged as much as $3,996. The cost for full coverage for a teenage driver can be as high as $6,412.

View Chart as Image