Lexus RX 450H Hybrid 2WD 4-Dr Insurance Rates

Estimated insurance rates for a Lexus RX 450H Hybrid 2WD 4-Dr are $1,716 a year including full coverage. Comprehensive costs an estimated $396, collision insurance costs $730, and liability coverage costs around $410. A liability-only policy costs as low as $486 a year, and high-risk insurance costs around $3,708. Teen drivers pay the most at up to $6,236 a year.

Annual premium for full coverage: $1,716

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus RX 450H Trim Level

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.

These rate differences highlight why everyone should compare prices for a targeted area, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Lexus RX 450H Hybrid 2WD 4-Dr also have a wide range based on the replacement cost of your RX 450H, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $2,000 to $2,700 in extra premium annually, depending on your age. Lexus RX 450H Hybrid 2WD 4-Dr insurance for high-risk drivers can be around 43% to 130% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $6,200 a year. View Rates by Age

Where you choose to live has a huge impact on Lexus RX 450H Hybrid 2WD 4-Dr insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $750 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

The chart above shows average Lexus RX 450H Hybrid 2WD 4-Dr insurance prices for various risks and coverage choices. The cheapest price with discounts is $977. Drivers who choose higher $1,000 deductibles will pay $1,462. The average price for a driver around age 40 using $500 deductibles is $1,716. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,212. High risk drivers could be charged up to $3,708. The rate for full coverage insurance for a teenage driver can be as high as $6,236.

View Chart as Image