Lexus RX 450H Hybrid 4WD 4-Dr Insurance Rates

Estimated auto insurance rates for a Lexus RX 450H Hybrid 4WD 4-Dr are $1,716 annually for full coverage. Comprehensive costs around $396, collision costs $730, and liability costs around $410. A policy with only liability insurance costs as low as $486 a year, with a high-risk policy costing around $3,708. Teen drivers pay the most at $6,236 a year or more.

Annual premium for full coverage: $1,716

Premium estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus RX 450H Trim Level

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Lexus RX 450H Hybrid 4WD 4-Dr also have a wide range based on the replacement cost of your RX 450H, your driver profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $6,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $2,000 to $2,700 extra annually, depending on your age. High-risk driver insurance can be from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $750 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Lexus RX 450H Hybrid 4WD 4-Dr insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know your exact price is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be substantially different between companies.

View Chart as Image

Chart shows Lexus RX 450H Hybrid 4WD 4-Dr insurance prices for different situations. The cheapest discount price is $977. Drivers who choose higher $1,000 deductibles will pay about $1,462. The average price for a driver age 40 with no violations using $500 deductibles is $1,716. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,212. High risk drivers could be charged up to $3,708. The price for full coverage insurance for a 16-year-old driver can be as high as $6,236.

View Chart as Image