Lincoln MKS AWD 4-Dr Sedan Insurance Rates

U.S. average auto insurance rates for a Lincoln MKS AWD 4-Dr Sedan are $1,572 annually for full coverage insurance. Comprehensive costs approximately $396 each year, collision costs $730, and liability insurance costs $310. Liability-only coverage costs as little as $370 a year, with high-risk coverage costing around $3,394. Teenage drivers pay the highest rates at $5,544 a year or more.

Annual premium for full coverage: $1,572

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lincoln MKS Trim Level

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

These price ranges illustrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Lincoln MKS AWD 4-Dr Sedan are also quite variable based on the actual cash value of your MKS, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,800 to $2,500 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $750 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Lincoln MKS AWD 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

The chart estimates Lincoln MKS AWD 4-Dr Sedan insurance prices for different situations. The lowest price with discounts is $880. Drivers who use higher $1,000 deductibles will pay about $1,318. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,572. Using lower $100 deductibles for physical damage coverage can cost as much as $2,068. Drivers with multiple violations and accidents could be charged at least $3,394. The policy rate for full coverage insurance for a teenager is $5,544.

View Chart as Image