Mazda 3 S Grand Touring 4-Dr Hatchback Insurance Rates

Average insurance prices for a Mazda 3 S Grand Touring 4-Dr Hatchback are $1,496 every 12 months for full coverage. Comprehensive costs an estimated $340 a year, collision costs $634, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $3,236. Teenage drivers receive the highest rates at $5,462 a year or more.

Annual premium for full coverage: $1,496

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda 3 Trim Level

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

These differences show why it is important for drivers to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Mazda 3 S Grand Touring 4-Dr Hatchback can also vary considerably based on policy deductibles and limits, your driver profile, and the model year.

Using high physical damage deductibles could cut rates by as much as $660 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,800 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Mazda 3 S Grand Touring 4-Dr Hatchback insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

View Chart as Image

Chart shows Mazda 3 S Grand Touring 4-Dr Hatchback insurance rates for different coverage choices and risks. The cheapest rate with discounts is $852. Drivers who use higher $1,000 deductibles will pay $1,276. The average rate for a driver around age 40 using $500 deductibles is $1,496. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,928. Drivers with multiple violations and accidents could be charged as much as $3,236. The cost for full coverage insurance for a teenage driver can be as high as $5,462.

View Chart as Image