Mazda 3 S Sport 4-Dr Sedan Insurance Rates

Average insurance rates for a Mazda 3 S Sport 4-Dr Sedan are $1,452 a year with full coverage. Comprehensive insurance costs around $326 each year, collision costs $604, and liability costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $3,138 or more. Teen drivers receive the highest rates at $5,318 a year or more.

Annual premium for full coverage: $1,452

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda 3 Trim Level

These differences demonstrate why all drivers should compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Mazda 3 S Sport 4-Dr Sedan can also vary considerably based on the actual cash value of your 3, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

Where you live makes a big difference in Mazda 3 S Sport 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to find out your exact price is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

The chart above shows Mazda 3 S Sport 4-Dr Sedan insurance prices for different risks and coverage choices. The cheapest discount price is $829. Drivers who choose higher $1,000 deductibles will pay $1,240. The average price for a driver age 40 with no violations using $500 deductibles is $1,452. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,862. High risk drivers could be charged as much as $3,138. The policy rate for full coverage for a 16-year-old driver is $5,318.

View Chart as Image