Mazda Tribute I Grand Touring 4WD Insurance Rates

The average insurance prices for a Mazda Tribute I Grand Touring 4WD are $1,316 every 12 months for full coverage. Comprehensive costs on average $298, collision costs $572, and liability coverage costs around $310. Liability-only coverage costs as low as $370 a year, with high-risk coverage costing around $2,846. Teen drivers cost the most to insure at $4,780 a year or more.

Annual premium for full coverage: $1,316

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda Tribute Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than larger metro areas.

The price range example below illustrates the difference location can make on car insurance rates.

These price differences show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Mazda Tribute I Grand Touring 4WD also range considerably based on liability limits and deductibles, your driver profile, and the model year of your Tribute.

Choosing high deductibles could cut rates by as much as $590 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,100 additional every year, depending on your age. High-risk driver insurance can be around 44% to 136% more than average. View High Risk Driver Rates

Your home state has a huge impact on Mazda Tribute I Grand Touring 4WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied.

View Chart as Image

Chart shows Mazda Tribute I Grand Touring 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $747. Drivers who choose higher $1,000 deductibles will pay $1,120. The average rate for a 40-year-old male driver using $500 deductibles is $1,316. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,702. High risk drivers could be charged around $2,846. The price for full coverage insurance for a teen driver can be as high as $4,780.

View Chart as Image