Mazda Tribute I Touring 4WD Insurance Rates

The average insurance rates for a Mazda Tribute I Touring 4WD are $1,270 a year for full coverage. Comprehensive costs an estimated $284 a year, collision costs $540, and liability costs around $310. Liability-only insurance costs as low as $370 a year, with high-risk driver insurance costing around $2,746. Teen drivers cost the most to insure at $4,636 a year or more.

Annual premium for full coverage: $1,270

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda Tribute Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how your location can change insurance prices.

These price differences show why it is important for drivers to compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Mazda Tribute I Touring 4WD also range considerably based on the model year of your Tribute, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,500 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Your home state has a huge impact on Mazda Tribute I Touring 4WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $560 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $279 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to know who has the cheapest car insurance prices is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

Chart shows Mazda Tribute I Touring 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $724. Drivers who choose higher $1,000 deductibles will pay $1,084. The average price for a driver around age 40 using $500 deductibles is $1,270. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,636. High risk drivers could be charged around $2,746. The cost for full coverage insurance for a teenage driver can be as high as $4,636.

View Chart as Image