Mazda Tribute S Grand Touring 4WD Insurance Rates

The average insurance prices for a Mazda Tribute S Grand Touring 4WD are $1,362 every 12 months for full coverage. Comprehensive costs an estimated $312 each year, collision costs $604, and liability costs $310. Liability-only coverage costs as little as $370 a year, with high-risk coverage costing around $2,946. Teen drivers cost the most to insure at $4,926 a year or more.

Annual premium for full coverage: $1,362

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda Tribute Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas.

The graphic below illustrates how location helps determine insurance prices.

These price differences show why all drivers should compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Mazda Tribute S Grand Touring 4WD also range considerably based on liability limits and deductibles, your driver profile, and the model year.

Choosing high deductibles could save up to $620 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 131% more than average. View High Risk Driver Rates

Your home state makes a big difference in Mazda Tribute S Grand Touring 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

Chart shows Mazda Tribute S Grand Touring 4WD insurance rates for different coverage choices and risks. The best rate after discounts is $770. Drivers who choose higher $1,000 deductibles will pay $1,154. The average rate for a driver around age 40 using $500 deductibles is $1,362. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,766. High risk drivers could be charged around $2,946. The policy rate for full coverage insurance for a teenage driver is $4,926.

View Chart as Image