Mercury Mariner Premier 2WD Insurance Rates

Average insurance rates for a Mercury Mariner Premier 2WD are $1,234 a year including full coverage. Comprehensive costs approximately $312, collision insurance costs $476, and liability costs around $310. Buying just liability costs as low as $370 a year, and insurance for high-risk drivers costs around $2,634. Teenage drivers receive the highest rates at up to $4,432 a year.

Annual premium for full coverage: $1,234

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Mariner Trim Level

Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

These differences highlight why everyone should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Mercury Mariner Premier 2WD can also vary considerably based on the replacement cost of your Mariner, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. Mercury Mariner Premier 2WD insurance for high-risk drivers can be from 43% to 127% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live has a huge impact on Mercury Mariner Premier 2WD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $530 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates can be significantly different.

View Chart as Image

The chart above shows average Mercury Mariner Premier 2WD insurance prices for various risks and coverage choices. The cheapest discount price is $717. Drivers who use higher $1,000 deductibles will pay $1,056. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,234. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,580. Drivers with multiple violations and accidents could be charged as much as $2,634. The rate for full coverage insurance for a teenager can be as high as $4,432.

View Chart as Image