Mercury Mariner Premier AWD Insurance Rates
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U.S. average insurance rates for a Mercury Mariner Premier AWD are $1,280 a year including full coverage. Comprehensive costs around $326 a year, collision insurance costs $508, and liability insurance costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs around $2,736. Teenage drivers pay the highest rates at up to $4,576 a year.
Annual premium for full coverage: $1,280
Price estimates for individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Mercury Mariner Trim Level
Using a middle-aged driver as an example, Mercury Mariner Premier AWD insurance prices range from the low end price of $370 for the bare minimum liability coverage to a high of $2,736 for a high-risk driver policy.
Geographic Price Range
Where you live has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.
These price ranges highlight why it is important for drivers to compare prices for a specific zip code, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Mercury Mariner Premier AWD Insurance
Car insurance rates for a Mercury Mariner Premier AWD are also quite variable based on the model year of your Mariner, your driving record and age, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are likely paying at least $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age
The state you live in has a huge impact on Mercury Mariner Premier AWD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $560 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.
The chart above shows average Mercury Mariner Premier AWD insurance prices for various risks and coverage choices. The lowest price with discounts is $738. Drivers who use higher $1,000 deductibles will pay $1,090. The average price for a driver age 40 with no violations using $500 deductibles is $1,280. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,646. Drivers with multiple violations and accidents could be charged at least $2,736. The cost for full coverage insurance for a 16-year-old driver can be as high as $4,576.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,158 | -$122 | -9.5% |
Alaska | $980 | -$300 | -23.4% |
Arizona | $1,060 | -$220 | -17.2% |
Arkansas | $1,280 | -$0 | 0.0% |
California | $1,458 | $178 | 13.9% |
Colorado | $1,222 | -$58 | -4.5% |
Connecticut | $1,314 | $34 | 2.7% |
Delaware | $1,446 | $166 | 13.0% |
Florida | $1,598 | $318 | 24.8% |
Georgia | $1,184 | -$96 | -7.5% |
Hawaii | $918 | -$362 | -28.3% |
Idaho | $868 | -$412 | -32.2% |
Illinois | $952 | -$328 | -25.6% |
Indiana | $964 | -$316 | -24.7% |
Iowa | $862 | -$418 | -32.7% |
Kansas | $1,214 | -$66 | -5.2% |
Kentucky | $1,746 | $466 | 36.4% |
Louisiana | $1,894 | $614 | 48.0% |
Maine | $790 | -$490 | -38.3% |
Maryland | $1,056 | -$224 | -17.5% |
Massachusetts | $1,018 | -$262 | -20.5% |
Michigan | $2,220 | $940 | 73.4% |
Minnesota | $1,072 | -$208 | -16.3% |
Mississippi | $1,532 | $252 | 19.7% |
Missouri | $1,136 | -$144 | -11.3% |
Montana | $1,372 | $92 | 7.2% |
Nebraska | $1,008 | -$272 | -21.3% |
Nevada | $1,534 | $254 | 19.8% |
New Hampshire | $922 | -$358 | -28.0% |
New Jersey | $1,430 | $150 | 11.7% |
New Mexico | $1,132 | -$148 | -11.6% |
New York | $1,348 | $68 | 5.3% |
North Carolina | $736 | -$544 | -42.5% |
North Dakota | $1,048 | -$232 | -18.1% |
Ohio | $882 | -$398 | -31.1% |
Oklahoma | $1,314 | $34 | 2.7% |
Oregon | $1,174 | -$106 | -8.3% |
Pennsylvania | $1,218 | -$62 | -4.8% |
Rhode Island | $1,706 | $426 | 33.3% |
South Carolina | $1,160 | -$120 | -9.4% |
South Dakota | $1,078 | -$202 | -15.8% |
Tennessee | $1,118 | -$162 | -12.7% |
Texas | $1,542 | $262 | 20.5% |
Utah | $946 | -$334 | -26.1% |
Vermont | $876 | -$404 | -31.6% |
Virginia | $766 | -$514 | -40.2% |
Washington | $986 | -$294 | -23.0% |
West Virginia | $1,174 | -$106 | -8.3% |
Wisconsin | $884 | -$396 | -30.9% |
Wyoming | $1,138 | -$142 | -11.1% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,576 |
20 | $2,904 |
30 | $1,342 |
40 | $1,280 |
50 | $1,166 |
60 | $1,144 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,646 |
$250 | $1,478 |
$500 | $1,280 |
$1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,280 |
50/100 | $1,342 |
100/300 | $1,420 |
250/500 | $1,621 |
100 CSL | $1,373 |
300 CSL | $1,544 |
500 CSL | $1,668 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,542 |
20 | $4,606 |
30 | $2,808 |
40 | $2,736 |
50 | $2,604 |
60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $69 |
Multi-vehicle | $64 |
Homeowner | $18 |
5-yr Accident Free | $94 |
5-yr Claim Free | $82 |
Paid in Full/EFT | $60 |
Advance Quote | $63 |
Online Quote | $92 |
Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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