Mercury Milan Premier AWD Insurance Rates

Average insurance rates for a Mercury Milan Premier AWD are $1,376 a year for full coverage. Comprehensive costs on average $326 each year, collision insurance costs $604, and liability costs around $310. Just liability insurance costs as low as $370 a year, and coverage for high-risk drivers costs around $2,970. Teenage drivers receive the highest rates at up to $4,946 a year.

Annual premium for full coverage: $1,376

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Milan Trim Level

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

These differences show why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Mercury Milan Premier AWD can also vary considerably based on your driver profile, the model year of your Milan, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,900 a year. View Rates by Age

Where you live has a huge impact on Mercury Milan Premier AWD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $630 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $279 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can be from 44% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

View Chart as Image

Chart shows Mercury Milan Premier AWD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $781. Drivers who use higher $1,000 deductibles will pay around $1,164. The average rate for a 40-year-old male driver using $500 deductibles is $1,376. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,786. Drivers with multiple violations and accidents could be charged as much as $2,970. The policy rate for full coverage insurance for a teen driver can be as high as $4,946.

View Chart as Image