Mercury Mountaineer Premier AWD Insurance Rates

The average insurance rates for a Mercury Mountaineer Premier AWD are $1,480 a year for full coverage insurance. Comprehensive insurance costs an estimated $354, collision insurance costs $604, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs $3,184 or more. Teenage drivers cost the most to insure at up to $5,360 a year.

Annual premium for full coverage: $1,480

Policy rates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Mountaineer Trim Level

These price differences illustrate why anyone shopping for car insurance should compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Mercury Mountaineer Premier AWD also range considerably based on the model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,700 to $2,400 extra every year, depending on your age. High-risk driver insurance can be from 45% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Your home state has a huge impact on Mercury Mountaineer Premier AWD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $640 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be varied.

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The chart estimates Mercury Mountaineer Premier AWD insurance prices for various risks and coverage choices. The cheapest discount price is $849. Drivers who use higher $1,000 deductibles will pay $1,262. The average price for a driver around age 40 using $500 deductibles is $1,480. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,900. Drivers with multiple violations and accidents could be charged around $3,184. The price for full coverage for a teenage driver can be as high as $5,360.

View Chart as Image