Mini Cooper John Cooper Works 2-Dr Hatchback Insurance Rates

The average auto insurance rates for a Mini Cooper John Cooper Works 2-Dr Hatchback are $1,434 annually for full coverage insurance. Comprehensive insurance costs an estimated $354 a year, collision insurance costs $634, and liability costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs $3,092 or more. Teenage drivers cost the most to insure at up to $5,110 a year.

Annual premium for full coverage: $1,434

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mini Cooper Trim Level

These price differences illustrate why it is important for drivers to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Mini Cooper John Cooper Works 2-Dr Hatchback also range considerably based on the model year, your risk profile, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $660 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Mini Cooper John Cooper Works 2-Dr Hatchback insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates will be varied between companies.

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The chart estimates Mini Cooper John Cooper Works 2-Dr Hatchback insurance prices for various situations. The cheapest discount price is $811. Drivers who use higher $1,000 deductibles will pay about $1,212. The average price for a driver around age 40 using $500 deductibles is $1,434. Choosing low $100 deductibles for physical damage coverage could cost up to $1,872. Drivers with multiple violations and accidents could be charged around $3,092. The cost for full coverage for a teenage driver can be as high as $5,110.

View Chart as Image