Mitsubishi Lancer ES Insurance Rates
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Average insurance rates for a Mitsubishi Lancer ES are $1,510 a year for full coverage insurance. Comprehensive insurance costs approximately $354, collision costs $634, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,260 or more. Teenage drivers receive the highest rates at $5,482 a year or more.
Annual premium for full coverage: $1,510
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Mitsubishi Lancer Trim Level
Using a middle-aged driver as an example, prices go from the low end price of $430 for minimum levels of liability insurance to a much higher rate of $3,260 for a high-risk driver policy.
These differences illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Mitsubishi Lancer ES Insurance
Insurance rates for a Mitsubishi Lancer ES can also vary considerably based on the model year, your age and driving record, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,400 a year. View Rates by Age
Where you live has a huge impact on Mitsubishi Lancer ES insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $660 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
With so much variability in prices, the only way to figure out which insurance company is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates can be significantly different.
The chart estimates Mitsubishi Lancer ES insurance prices for different risks and coverage choices. The best price after discounts is $862. Drivers who use higher $1,000 deductibles will pay $1,288. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,510. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,948. Drivers with multiple violations and accidents could be charged as much as $3,260. The price for full coverage for a teenager can be as high as $5,482.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,366 | -$144 | -9.5% |
Alaska | $1,158 | -$352 | -23.3% |
Arizona | $1,254 | -$256 | -17.0% |
Arkansas | $1,510 | -$0 | 0.0% |
California | $1,722 | $212 | 14.0% |
Colorado | $1,444 | -$66 | -4.4% |
Connecticut | $1,554 | $44 | 2.9% |
Delaware | $1,710 | $200 | 13.2% |
Florida | $1,890 | $380 | 25.2% |
Georgia | $1,396 | -$114 | -7.5% |
Hawaii | $1,086 | -$424 | -28.1% |
Idaho | $1,022 | -$488 | -32.3% |
Illinois | $1,126 | -$384 | -25.4% |
Indiana | $1,138 | -$372 | -24.6% |
Iowa | $1,020 | -$490 | -32.5% |
Kansas | $1,436 | -$74 | -4.9% |
Kentucky | $2,062 | $552 | 36.6% |
Louisiana | $2,236 | $726 | 48.1% |
Maine | $932 | -$578 | -38.3% |
Maryland | $1,246 | -$264 | -17.5% |
Massachusetts | $1,210 | -$300 | -19.9% |
Michigan | $2,626 | $1,116 | 73.9% |
Minnesota | $1,264 | -$246 | -16.3% |
Mississippi | $1,810 | $300 | 19.9% |
Missouri | $1,340 | -$170 | -11.3% |
Montana | $1,622 | $112 | 7.4% |
Nebraska | $1,192 | -$318 | -21.1% |
Nevada | $1,812 | $302 | 20.0% |
New Hampshire | $1,090 | -$420 | -27.8% |
New Jersey | $1,690 | $180 | 11.9% |
New Mexico | $1,338 | -$172 | -11.4% |
New York | $1,592 | $82 | 5.4% |
North Carolina | $872 | -$638 | -42.3% |
North Dakota | $1,238 | -$272 | -18.0% |
Ohio | $1,042 | -$468 | -31.0% |
Oklahoma | $1,554 | $44 | 2.9% |
Oregon | $1,384 | -$126 | -8.3% |
Pennsylvania | $1,442 | -$68 | -4.5% |
Rhode Island | $2,014 | $504 | 33.4% |
South Carolina | $1,368 | -$142 | -9.4% |
South Dakota | $1,276 | -$234 | -15.5% |
Tennessee | $1,324 | -$186 | -12.3% |
Texas | $1,820 | $310 | 20.5% |
Utah | $1,120 | -$390 | -25.8% |
Vermont | $1,034 | -$476 | -31.5% |
Virginia | $904 | -$606 | -40.1% |
Washington | $1,168 | -$342 | -22.6% |
West Virginia | $1,384 | -$126 | -8.3% |
Wisconsin | $1,048 | -$462 | -30.6% |
Wyoming | $1,348 | -$162 | -10.7% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,482 |
20 | $3,478 |
30 | $1,586 |
40 | $1,510 |
50 | $1,376 |
60 | $1,350 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,948 |
$250 | $1,746 |
$500 | $1,510 |
$1,000 | $1,288 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,510 |
50/100 | $1,583 |
100/300 | $1,674 |
250/500 | $1,910 |
100 CSL | $1,619 |
300 CSL | $1,819 |
500 CSL | $1,965 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,846 |
20 | $5,524 |
30 | $3,344 |
40 | $3,260 |
50 | $3,110 |
60 | $3,080 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $81 |
Multi-vehicle | $77 |
Homeowner | $21 |
5-yr Accident Free | $115 |
5-yr Claim Free | $98 |
Paid in Full/EFT | $72 |
Advance Quote | $76 |
Online Quote | $108 |
Total Discounts | $648 |
Discounts are estimated and may not be available from every company or in every state.
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