Mitsubishi Lancer GTS Insurance Rates
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Estimated insurance prices for a Mitsubishi Lancer GTS are $1,556 every 12 months including full coverage. Comprehensive insurance costs on average $368 each year, collision costs $666, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,360 or more. Teen drivers pay the most at $5,628 a year or more.
Annual premium for full coverage: $1,556
Premium estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Mitsubishi Lancer Trim Level
Using a 40-year-old driver as an example, insurance rates for a Mitsubishi Lancer GTS go from the cheapest price of $430 for basic liability insurance to a high rate of $3,360 for a policy for a high-risk driver.
These rate differences highlight why all drivers should compare rates based on a specific location and their own driving history, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Mitsubishi Lancer GTS Insurance
Insurance rates for a Mitsubishi Lancer GTS also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year of your Lancer.
Choosing high deductibles could save up to $690 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,800 to $2,500 extra annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than average. View High Risk Driver Rates
Where you choose to live makes a big difference in Mitsubishi Lancer GTS insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
With such a large range of rates, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the rates will be substantially different.
The chart above shows average Mitsubishi Lancer GTS insurance rates for different coverage choices and risks. The cheapest rate with discounts is $886. Drivers who choose higher $1,000 deductibles will pay $1,322. The average rate for a 40-year-old male driver using $500 deductibles is $1,556. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,012. High risk drivers could be charged up to $3,360. The policy rate for full coverage for a teen driver is $5,628.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,406 | -$150 | -9.6% |
Alaska | $1,192 | -$364 | -23.4% |
Arizona | $1,294 | -$262 | -16.8% |
Arkansas | $1,556 | -$0 | 0.0% |
California | $1,774 | $218 | 14.0% |
Colorado | $1,488 | -$68 | -4.4% |
Connecticut | $1,600 | $44 | 2.8% |
Delaware | $1,762 | $206 | 13.2% |
Florida | $1,946 | $390 | 25.1% |
Georgia | $1,438 | -$118 | -7.6% |
Hawaii | $1,118 | -$438 | -28.1% |
Idaho | $1,054 | -$502 | -32.3% |
Illinois | $1,158 | -$398 | -25.6% |
Indiana | $1,172 | -$384 | -24.7% |
Iowa | $1,050 | -$506 | -32.5% |
Kansas | $1,480 | -$76 | -4.9% |
Kentucky | $2,124 | $568 | 36.5% |
Louisiana | $2,304 | $748 | 48.1% |
Maine | $962 | -$594 | -38.2% |
Maryland | $1,284 | -$272 | -17.5% |
Massachusetts | $1,244 | -$312 | -20.1% |
Michigan | $2,706 | $1,150 | 73.9% |
Minnesota | $1,302 | -$254 | -16.3% |
Mississippi | $1,866 | $310 | 19.9% |
Missouri | $1,380 | -$176 | -11.3% |
Montana | $1,672 | $116 | 7.5% |
Nebraska | $1,228 | -$328 | -21.1% |
Nevada | $1,868 | $312 | 20.1% |
New Hampshire | $1,122 | -$434 | -27.9% |
New Jersey | $1,740 | $184 | 11.8% |
New Mexico | $1,378 | -$178 | -11.4% |
New York | $1,640 | $84 | 5.4% |
North Carolina | $898 | -$658 | -42.3% |
North Dakota | $1,276 | -$280 | -18.0% |
Ohio | $1,074 | -$482 | -31.0% |
Oklahoma | $1,600 | $44 | 2.8% |
Oregon | $1,426 | -$130 | -8.4% |
Pennsylvania | $1,486 | -$70 | -4.5% |
Rhode Island | $2,076 | $520 | 33.4% |
South Carolina | $1,412 | -$144 | -9.3% |
South Dakota | $1,312 | -$244 | -15.7% |
Tennessee | $1,364 | -$192 | -12.3% |
Texas | $1,876 | $320 | 20.6% |
Utah | $1,154 | -$402 | -25.8% |
Vermont | $1,066 | -$490 | -31.5% |
Virginia | $932 | -$624 | -40.1% |
Washington | $1,202 | -$354 | -22.8% |
West Virginia | $1,428 | -$128 | -8.2% |
Wisconsin | $1,078 | -$478 | -30.7% |
Wyoming | $1,388 | -$168 | -10.8% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,628 |
20 | $3,584 |
30 | $1,634 |
40 | $1,556 |
50 | $1,418 |
60 | $1,392 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,012 |
$250 | $1,802 |
$500 | $1,556 |
$1,000 | $1,322 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,556 |
50/100 | $1,629 |
100/300 | $1,720 |
250/500 | $1,956 |
100 CSL | $1,665 |
300 CSL | $1,865 |
500 CSL | $2,011 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,060 |
20 | $5,696 |
30 | $3,450 |
40 | $3,360 |
50 | $3,204 |
60 | $3,174 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $84 |
Multi-vehicle | $79 |
Homeowner | $21 |
5-yr Accident Free | $119 |
5-yr Claim Free | $101 |
Paid in Full/EFT | $75 |
Advance Quote | $79 |
Online Quote | $112 |
Total Discounts | $670 |
Discounts are estimated and may not be available from every company or in every state.
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